Terms and Conditions

Terms and Conditions

Effective Date: July 10, 2025

Welcome to Smilecredit.online! 🎮

These Terms and Conditions (“Terms”) govern your access to and use of the website https://www.smilecredit.online (“Website”, “we”, “us”, or “our”). By using or accessing this Website, you agree to comply with these Terms. If you do not accept these Terms, please do not use the Website.

1. Acceptance of Terms

By using Smilecredit.online, you confirm that:

  • You are at least 13 years of age, or using the Website under the supervision of a parent or legal guardian.

  • You agree to be legally bound by these Terms, along with our Privacy Policy.

  • You will only use the Website in accordance with all applicable local and international laws.

2. About Smilecredit.online

Smilecredit.online is a free HTML5 games platform that offers a wide variety of browser-based games for casual players of all ages.

You are permitted to:

  • Play games for personal, non-commercial purposes.

  • Share links to our games as long as they link back to our original Website.

You are not permitted to:

  • Copy, republish, or redistribute content or games without prior permission.

  • Use the Website in any unlawful or harmful way.

3. Intellectual Property

  • All original content (branding, design, layout, and text) on Smilecredit.online is protected by copyright and other intellectual property laws.

  • Games hosted on the Website may be developed by third-party creators. These games remain the intellectual property of their respective owners and are used with permission or under licensing agreements.

  • No content or code from this Website may be copied, modified, hosted, or distributed without written authorization.

4. User Behavior and Restrictions

You agree not to:

  • Introduce malware, viruses, or harmful code to the Website.

  • Use bots, automated tools, or scraping techniques.

  • Exploit, hack, or cheat any games or systems.

  • Disrupt the functionality or performance of the Website.

  • Upload or post offensive, abusive, or illegal content.

We reserve the right to suspend or terminate your access if you violate any of these rules.

5. Third-Party Content & Advertisements

The Website may display:

  • Ads from third-party ad networks (e.g., Google AdSense),

  • Links to external websites or third-party games.

Please note:

  • We do not control or endorse external websites or content.

  • We are not responsible for any content, terms, or actions of third-party sites.

  • Use of third-party services is at your own risk.

6. Game Availability

  • We strive to maintain an engaging collection of games, but we cannot guarantee that all games will be available at all times.

  • Games may be added, removed, or changed without prior notice.

  • Some games may feature in-game ads or links managed by third-party developers.

7. Disclaimers

Smilecredit.online is provided on an “as is” and “as available” basis. We make no warranties or guarantees, including but not limited to:

  • Website uptime or game performance,

  • Compatibility with all devices or browsers,

  • Freedom from technical errors or bugs.

You use the Website entirely at your own risk.

8. Limitation of Liability

To the maximum extent permitted by law:

  • Smilecredit.online, its owners, affiliates, and partners shall not be held liable for any direct or indirect damages, losses, or inconveniences resulting from your use of the Website.

  • This includes, but is not limited to, data loss, service interruptions, or exposure to third-party ads or content.

9. Indemnification

You agree to indemnify and hold harmless Smilecredit.online, its owners, staff, and affiliates from any claims, damages, liabilities, and legal costs arising from:

  • Your misuse of the Website,

  • Your breach of these Terms,

  • Or any violation of applicable law or third-party rights.

10. Modifications to the Terms

We may update or revise these Terms at any time. Any changes will be posted on this page with an updated effective date. By continuing to use the Website after any updates, you accept and agree to the revised Terms.

11. Termination

We reserve the right to:

  • Block, suspend, or permanently ban users who violate these Terms,

  • Remove or restrict access to any games or features without prior notice.

12. Governing Law

These Terms are governed by the laws of Pakistan, without regard to conflict of law principles. You agree that any legal disputes shall be resolved in the courts of Pakistan.

13. Contact Information

If you have any questions or concerns about these Terms, you can contact us at:

📧 Email: support@smilecredit.online
🌐 Website: https://www.smilecredit.online

Thank you for visiting Smilecredit.online! We hope you enjoy our collection of free, fun, and family-friendly HTML5 games. Have fun and play responsibly! 🕹️😊